The terms this site is published under

Educational material only

The pages on this site are educational material. They explain how gold (XAU/USD) trading works and what to check, but they are not advice and not an offer to buy or sell anything. No page is a personal recommendation, because the desk does not know any reader's circumstances.

A decision to trade is the reader's own, made with the broker that holds the account. If advice is needed, it should come from someone licensed to give it, and the SEC Nigeria register of capital market operators is the place to confirm who is.

The Law That Applies to These Terms

These terms are governed by the laws of the Federal Republic of Nigeria, and any dispute arising from your use of the site is subject to the exclusive jurisdiction of the Nigerian courts. This applies regardless of where you access the site from. The site is intended for readers in Nigeria, and the information is prepared with Nigerian residents in mind. If you access the site from another country, you are responsible for complying with your local laws. Nothing in these terms excludes any rights you have under mandatory Nigerian consumer protection law.

The site does not provide legal, tax, or financial advice, and the governing law clause does not create a professional relationship. Any trading you do is governed by the terms of your broker and the regulations of its licensing jurisdiction. For example, FxPro is licensed by the FCA (UK), CySEC and FSCA; confirm any broker on the SEC Nigeria register of capital market operators. The site's content is not intended to solicit trading in jurisdictions where such solicitation is restricted. You should ensure that your use of any broker complies with Nigerian law and the broker's own rules.

If any provision of these terms is found to be unenforceable under Nigerian law, the remaining provisions will continue in full force. The governing law clause does not affect the educational nature of the content. We do not represent that the site complies with the laws of every country, and we make no such claim. You are responsible for understanding the legal and tax implications of trading in your own jurisdiction. The site does not provide tax advice, and you should consult a qualified professional for your specific situation.

How Changes to These Terms Are Published

Changes to these terms are published on this page with a new effective date at the top. We do not send individual notifications for every change, so you should review this page periodically. The effective date indicates when the revised terms take effect. Continued use of the site after that date constitutes acceptance of the changes. If you do not agree with the changes, you should stop using the site. We aim to make changes clear and to avoid retroactive application where possible.

We may update these terms to reflect changes in the site's content, legal requirements, or affiliate relationships. For example, if we add or remove a broker affiliate link, we will update the affiliate disclosure section. We do not guarantee that we will announce every minor edit, such as typographical corrections, but substantive changes will be reflected in the effective date. The terms are available free of charge on this page, and we do not archive previous versions. You are responsible for keeping yourself informed of the current terms.

The current version of these terms is the only version that applies. We do not undertake to notify you of changes by email or other means unless required by law. If you have questions about a change, you should contact us through the means provided on the site. The effective date is the sole indicator of when the terms were last revised. We encourage you to check back before relying on any specific provision, especially if you are considering opening a broker account through an affiliate link.

Dated figures and affiliate links

Figures on this site are dated and must be verified with the broker before they are relied on. Leverage caps, costs and platform availability can change, and the broker's own documents are the version that counts.

Some links are affiliate links, which means the reader's relationship is with the broker and not with this desk. The account, the money and the contract all sit with the broker, and the broker's terms govern the trade.

The risk is real

CFDs on gold carry a high risk of loss and most retail accounts lose money. Leverage, which can reach up to 1:200 via the offshore entity serving Nigeria, magnifies both gains and losses, and it is a cap rather than a setting to aim at.

On a 1 standard lot of 100 oz, one pip is 0.01, so small price moves translate into real money quickly. A 0.10-lot position at 1:200 needs about $85.50 in margin, but margin is not the same as the amount that can be lost.

Limits of Liability in Plain Words

Abuja Broker is not liable for any trading losses you incur. Trading gold (XAU/USD) with leverage carries a high risk of loss, and you can lose more than you deposit if the market moves against you. The site provides information only, and you use it at your own risk. We do not guarantee that any information is complete, accurate, or up to date, although we aim to be precise. We are not responsible for decisions you make based on the content, nor for the actions of any broker or platform you use.

We are not liable for technical problems, such as website downtime, data errors, or interruptions in access. We do not control brokers' platforms, including MT4, MT5, cTrader, or FxPro Edge, and we are not responsible for their availability, execution quality, or security. Any dispute you have with a broker must be resolved with that broker. We do not mediate or adjudicate complaints. To the extent permitted by law, our liability for any claim related to the site is limited to the amount you paid to access it, which is zero because the site is free.

We are not liable for indirect or consequential losses, including lost profits or opportunities, arising from your use of the site. We do not provide any warranty, express or implied, about the suitability of the information for your needs. You are responsible for verifying all facts, including margin requirements, leverage caps, and funding methods, with your broker. The site does not guarantee that any broker is regulated or safe. You should confirm regulatory status independently, for example by checking the SEC Nigeria register of capital market operators.

The Affiliate Relationship in Full

Abuja Broker earns money through affiliate links, which means we may receive a commission if you click a link to a broker and later open an account or fund it. This commission comes at no extra cost to you and does not affect the information we publish. We do not rank brokers based on commission size, and we do not accept payment to alter our explanations. The affiliate relationship is disclosed so you can weigh our content accordingly. It does not create any advisory relationship between you and Abuja Broker.

The affiliate relationship does not change the educational nature of the site. We do not receive commissions based on your trading volume or profits; we are not a party to your trades. Any commission is paid by the broker from its own revenue, and the amount depends on the broker's affiliate programme, which we do not control. We do not publish specific commission amounts because they vary and are not part of the educational material. You should assume that links to brokers may be affiliate links and that we may benefit if you sign up through them.

Affiliate links do not influence our explanations of risk, margin, or costs. We do not state that any broker has competitive spreads or low fees because we are not given verified numbers to support such claims. Instead, we explain what costs consist of and what they depend on. The presence of an affiliate link is not a recommendation to trade or to choose that broker. You should always compare brokers yourself and read their terms. If you prefer not to use affiliate links, you can visit brokers directly without clicking through from this site.

What You Agree to When You Use This Site

By using Abuja Broker, you agree that you are at least 18 years old and legally able to enter into a contract. You agree to use the site for lawful purposes only and not to interfere with its operation. You accept that the information is educational and does not constitute advice. You agree that you will not hold the site liable for any trading losses or decisions you make. You also agree to review these terms periodically and to comply with them. If you do not agree, you should not use the site.

You agree not to reproduce, distribute, or modify the site's content without permission, except for personal, non-commercial use. You agree not to use the site in any way that could damage, disable, or impair it. You agree that any information you provide to us, such as through contact forms, is accurate and does not violate any third-party rights. You agree that we may use your information as described in our privacy policy, which is separate from these terms. You agree that these terms are the entire agreement between you and Abuja Broker regarding use of the site.

You agree that any dispute will be resolved in the courts of Nigeria as stated in the governing law section. You agree that if any part of these terms is found invalid, the rest remains in effect. You agree that our failure to enforce any provision does not waive our right to do so later. You agree that you are responsible for your own trading decisions and for verifying all information with your broker. You agree that the site does not guarantee any outcome and that trading gold (XAU/USD) involves significant risk.

What Abuja Broker Provides and What It Does Not

Abuja Broker is an information service that explains how gold (XAU/USD) trading works, including lot sizes, pip values, margin, and platform mechanics. It does not provide investment advice, portfolio management, or trade recommendations. Every explanation is educational and generic; it is not tailored to your finances, goals, or risk tolerance. You remain solely responsible for any trading decision you make. The site does not execute trades, hold funds, or act as a broker. Any broker you choose is a separate legal entity, and you deal with that broker directly under its own terms.

The site does not tell you what to buy, sell, or hold, and it does not predict gold prices. It explains concepts such as how a 0.10-lot gold position at 1:200 leverage via an offshore entity requires about $85.50 margin, but it does not say whether you should take such a position. It also does not verify live spreads, commissions, swaps, or minimum deposits because those depend on the broker and account type. You must confirm all costs and conditions on the broker's official website before trading. The site's role is to help you understand the mechanics, not to make decisions for you.

Abuja Broker does not custody your money and does not process deposits or withdrawals. Funding methods such as local NGN bank transfers, Visa/Mastercard debit cards, e-payments, and crypto are handled entirely by your broker. The site does not guarantee the performance of any platform, including MT4, MT5, cTrader, or FxPro Edge. It also does not ensure that any broker is suitable for you. You should check that a broker is authorised by the relevant regulator; for Nigeria, confirm any broker on the SEC Nigeria register of capital market operators. The site's content is general and may not reflect your personal circumstances.